<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.google.com/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <url>
    <loc>https://kb.splitwise.com/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/"/>
    <lastmod>2026-07-17</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/account-issues/how-can-i-set-my-default-currency</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/account-issues/how-can-i-set-my-default-currency"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/account-issues/im-having-trouble-logging-in-to-my-account-what-can-i-do</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/account-issues/im-having-trouble-logging-in-to-my-account-what-can-i-do"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/all-articles</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/all-articles"/>
    <lastmod>2026-07-14</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/balances-and-expenses</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/balances-and-expenses"/>
    <lastmod>2026-07-14</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/account-issues/can-i-clear-my-recent-activity</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/account-issues/can-i-clear-my-recent-activity"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/account-issues/how-can-i-deactivate-or-delete-my-account</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/account-issues/how-can-i-deactivate-or-delete-my-account"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/getting-started</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/getting-started"/>
    <lastmod>2026-03-09</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/account-issues</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/account-issues"/>
    <lastmod>2026-03-09</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/account-issues/what-can-i-do-if-i-have-two-splitwise-accounts</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/account-issues/what-can-i-do-if-i-have-two-splitwise-accounts"/>
    <lastmod>2026-07-17</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/groups</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/groups"/>
    <lastmod>2026-03-09</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/account-issues/why-am-i-not-receiving-email-notifications</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/account-issues/why-am-i-not-receiving-email-notifications"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/payment-integrations</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/payment-integrations"/>
    <lastmod>2026-03-09</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/account-issues/what-do-i-do-if-someone-is-abusing-or-harassing-me-on-splitwise</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/account-issues/what-do-i-do-if-someone-is-abusing-or-harassing-me-on-splitwise"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/pro</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/pro"/>
    <lastmod>2026-03-09</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/account-issues/how-do-i-log-in-with-my-google-account-on-the-splitwise-ios-app</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/account-issues/how-do-i-log-in-with-my-google-account-on-the-splitwise-ios-app"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/account-issues/how-do-i-log-out-on-all-devices</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/account-issues/how-do-i-log-out-on-all-devices"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/account-issues/where-can-i-view-a-history-of-recent-changes-to-my-account</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/account-issues/where-can-i-view-a-history-of-recent-changes-to-my-account"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/account-issues/why-does-splitwise-say-my-phone-number-has-already-been-taken</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/account-issues/why-does-splitwise-say-my-phone-number-has-already-been-taken"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/payment-integrations/how-do-i-send-money-to-someone-on-splitwise</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/payment-integrations/how-do-i-send-money-to-someone-on-splitwise"/>
    <lastmod>2026-07-17</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/payment-integrations/how-do-i-send-money-via-paypal-or-venmo</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/payment-integrations/how-do-i-send-money-via-paypal-or-venmo"/>
    <lastmod>2026-07-17</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/payment-integrations/why-is-my-paypal-payment-pending</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/payment-integrations/why-is-my-paypal-payment-pending"/>
    <lastmod>2026-07-17</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/payment-integrations/why-is-my-venmo-payment-pending</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/payment-integrations/why-is-my-venmo-payment-pending"/>
    <lastmod>2026-07-17</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/payment-integrations/how-do-i-cancel-a-paypal-or-venmo-payment</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/payment-integrations/how-do-i-cancel-a-paypal-or-venmo-payment"/>
    <lastmod>2026-07-17</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/payment-integrations/can-i-request-a-payment-via-venmo-or-paypal</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/payment-integrations/can-i-request-a-payment-via-venmo-or-paypal"/>
    <lastmod>2026-07-17</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/pro/what-is-splitwise-pro</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/pro/what-is-splitwise-pro"/>
    <lastmod>2026-07-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/pro/how-can-i-cancel-my-splitwise-pro-subscription-and-get-a-refund</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/pro/how-can-i-cancel-my-splitwise-pro-subscription-and-get-a-refund"/>
    <lastmod>2026-07-17</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/balances-and-expenses/how-can-i-manage-a-friendship-or-group-with-multiple-currencies</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/balances-and-expenses/how-can-i-manage-a-friendship-or-group-with-multiple-currencies"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/balances-and-expenses/i-accidentally-settled-up-how-can-i-undo-this</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/balances-and-expenses/i-accidentally-settled-up-how-can-i-undo-this"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/balances-and-expenses/can-you-explain-the-totals-screen</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/balances-and-expenses/can-you-explain-the-totals-screen"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/balances-and-expenses/what-are-different-ways-i-can-split-an-expense</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/balances-and-expenses/what-are-different-ways-i-can-split-an-expense"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/balances-and-expenses/what-does-it-mean-if-im-fully-settled-up-with-my-friend</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/balances-and-expenses/what-does-it-mean-if-im-fully-settled-up-with-my-friend"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/balances-and-expenses/how-can-i-double-check-my-balances</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/balances-and-expenses/how-can-i-double-check-my-balances"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/balances-and-expenses/how-can-i-manage-recurring-expenses</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/balances-and-expenses/how-can-i-manage-recurring-expenses"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/balances-and-expenses/what-is-simplify-debts</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/balances-and-expenses/what-is-simplify-debts"/>
    <lastmod>2026-07-17</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/balances-and-expenses/can-you-help-me-understand-my-dashboard-balances-on-the-web-app</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/balances-and-expenses/can-you-help-me-understand-my-dashboard-balances-on-the-web-app"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/balances-and-expenses/how-do-i-add-a-refund-or-reimbursement</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/balances-and-expenses/how-do-i-add-a-refund-or-reimbursement"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/getting-started/how-do-i-use-splitwise</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/getting-started/how-do-i-use-splitwise"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/getting-started/can-i-add-a-friend-without-adding-their-email-address-or-phone-number</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/getting-started/can-i-add-a-friend-without-adding-their-email-address-or-phone-number"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/getting-started/can-i-use-splitwise-to-track-my-personal-expenses</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/getting-started/can-i-use-splitwise-to-track-my-personal-expenses"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/groups/can-i-prevent-group-members-from-changing-expenses-or-set-permissions</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/groups/can-i-prevent-group-members-from-changing-expenses-or-set-permissions"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/groups/how-do-i-delete-or-undelete-a-group</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/groups/how-do-i-delete-or-undelete-a-group"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/groups/how-do-i-create-a-group</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/groups/how-do-i-create-a-group"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/groups/how-do-i-edit-my-friends-email-or-phone-number</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/groups/how-do-i-edit-my-friends-email-or-phone-number"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/groups/how-do-i-remove-a-person-from-a-group</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/groups/how-do-i-remove-a-person-from-a-group"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/groups/how-do-i-split-an-expense-for-a-couple-that-is-sharing-costs</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/groups/how-do-i-split-an-expense-for-a-couple-that-is-sharing-costs"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/groups/how-do-i-add-a-new-person-to-a-group</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/groups/how-do-i-add-a-new-person-to-a-group"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/groups/how-do-i-join-an-existing-group</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/groups/how-do-i-join-an-existing-group"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/groups/someone-was-added-to-the-group-twice-how-can-i-fix-this</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/groups/someone-was-added-to-the-group-twice-how-can-i-fix-this"/>
    <lastmod>2026-07-17</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/groups/why-do-i-have-a-non-group-expenses-group</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/groups/why-do-i-have-a-non-group-expenses-group"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/pro/how-are-exchange-rates-calculated-for-currency-conversion</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/pro/how-are-exchange-rates-calculated-for-currency-conversion"/>
    <lastmod>2026-07-17</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://kb.splitwise.com/balances-and-expenses/how-can-i-restore-a-deleted-expense</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://kb.splitwise.com/balances-and-expenses/how-can-i-restore-a-deleted-expense"/>
    <lastmod>2026-07-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
</urlset>
