Splitwise Pay is a feature to send payments to your friends directly through Splitwise. This feature is currently only available for U.S. residents and payments in USD.
To get started with Splitwise Pay, please visit the Splitwise app from your mobile device. You should see a green wallet icon in the upper left-hand corner of the app screen.
From the Splitwise app, tap the green wallet icon. Next, tap the button that says "Enable Splitwise Pay” to get started.
We (and our bank partners) are required by federal law to verify the identity of customers before they enable Splitwise Pay. To do this, we ask for information like your name, date of birth, address, and SSN. Verifying your identity also helps us protect your security by making sure it's really you before linking Splitwise Pay to your account.
All Splitwise Pay information is securely encrypted, and your personal information is treated with our absolute highest level of security and privacy. You can learn more about our privacy practices here: https://www.splitwise.com/privacy
Once you have entered all of your information, your account may be pending for 1-2 business days, and our team may reach out to request more information from you. Once your account has been approved you can start using Splitwise Pay.
To make payments in excess of your wallet balance or to withdraw to your bank, you can link an external personal checking account. You should see prompts to do from the wallet section of your Splitwise app. Linking an external bank account is not required to receive funds into your Splitwise Pay wallet balance.
You may also link an external debit card for access to instant withdrawals for a small fee. Or you can spend your wallet balance with a Splitwise debit card, which can be easily enabled as an additional feature with your Splitwise Pay account.
To make payments in excess of your wallet balance or to withdraw to your bank, you can link an external personal checking account. You should see prompts to do from the wallet section of your Splitwise app. Linking an external bank account is not required to receive funds into your Splitwise Pay wallet balance.
You may also link an external debit card for access to instant withdrawals for a small fee. Or you can spend your wallet balance with a Splitwise debit card, which can be easily enabled as an additional feature with your Splitwise Pay account.
Please reach out to payments.help@splitwise.com if you have any questions about the status of your account.
