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What happens if I send money to a friend who doesn't have Splitwise Pay?

in Splitwise Pay

When you send funds to a friend through Splitwise Pay, they will receive a notification about the payment via email with an invite to activate their Splitwise Pay account. They will also see a notification in their recent activity feed on the Splitwise app, and they can also begin the process of setting up their account by tapping the green wallet icon in the upper left corner of their app.
We initiate the funds transfer immediately to ensure that the payment can be processed as quickly as possible. Payments can take up to 3-5 business days to arrive in your friend's Splitwise Pay Wallet. If they do not wish to sign up for a Splitwise Pay account you can cancel the payment by tapping on the payment and then tapping “Cancel”. 

If the recipient does not activate their Splitwise Pay account within 14 days, a refund will be automatically initiated to return the funds to your linked bank account. Refunds take 2-3 business days to arrive in your account due to the routine processing times between banks. 

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